Marine Insurance from The Axis Insurance Group Ltd.

Request a Marine Insurance quote[1]

Marine insurance is one of the oldest forms of insurance – dating back to the fourteenth century. The UK’s Marine Insurance Act of 1906 laid down the principles of insurance in law which have since remained largely unchanged.

But marine insurance isn’t just about sinking ships or lost cargo. It covers a wide range of areas including small pleasure craft to large ships and tankers, docks and marinas as well as cargo, third party liability, protection and indemnity. Despite its wide scope, marine insurance is a specialist area and clients need expert advice to ensure their marine insurance does what they expect and delivers the protection they seek.

At Axis Insurance, we have specialized knowledge and experience in this potentially complex area. We’re able to create policies for both commercial enterprises and private pleasure craft. We are equally happy insuring a small fishing boat as we are a multi‐million dollar marina construction project. We’re also able to offer competitively priced cargo insurance. With a policy from Axis Insurance you’ll be able to be rest assured that you’re protected.

Benefits of Commercial General Liability Insurance coverage from Axis Insurance

  • Hull and Machinery Insurance cover for loss or damage to the vessel and its equipment. The causes of loss insured against are called perils and are named. They include fire, explosion, theft, piracy, bursting of boilers, negligence of the master and crew and “perils of the sea” – a broad marine insurance term which is internationally recognized to include flooding, sinking and grounding.
  • Protection and Indemnity Insurance – coverage for third party liabilities arising out of the ownership and operation of a vessel. The risks covered can include bodily injury to crew and passengers, pollution, wreck removal (e.g. when a vessel sinks and blocks a harbour entrance) as well as elements of collision liability not covered in your Hull and Machinery policy.
  • Cargo insurance – this type of insurance covers physical damage to, or loss of your goods whilst in transit by land, sea or air. Cargo insurance is usually provided by the means of one of three Institute Cargo Clauses ‐ A, B or C. Cargo Clause A provides the most cover with B and C giving less coverage.
  • Navigation limits include USA and Canadian coastal waters. We are able to negotiate and agree worldwide extensions with our underwriters – ask us for details.
  • All Marine Insurance policies from Axis Insurance have “A” rated security with an established world leader in marine insurance.
  • Axis Insurance can arrange cover for a multitude of maritime risks including pleasure craft, personal water craft, tugs, barges, commercial fishing vessels, sport fishing vessels, whale watching vessels, ferries, dinner cruises and floating lodges. We also cover boat yards, marine construction projects, wharfs, terminals, cargo and marinas.
  • No risk is too big or too small.
  • Axis staff have travelled extensively throughout North America to see and understand the risks they are insuring. We don’t just know insurance, we know your business and the challenges you face.

In general most marine insurance is written on industry standard wordings, but there can be subtle differences that can have a dramatic impact on claims handling. There are different options, policy wordings, enhancements or amendments available. Your specialist Axis Insurance manager will be able to help create a bespoke policy to suit your requirements exactly.

Interested in more?
 this PDF for more information.

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Find out more about our commercial solutions[4]

marine insurance


  1. ^ Request a Marine Insurance quote (
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