Commercial Boat Insurance

At Malone Insurance, we value the hard work of commercial fishers and other workers who make a living on commercial vessels. We’ve also been known to sing a sea shanty or two while writing policies, but complaints about noise pollution put a stop to that. Now we show our admiration for what you do by doing what we do best: providing affordable insurance coverage to protect your business concerns.

Vessels We Insure

We provide insurance policies for a wide range of commercial vessels. By definition, a commercial vessel is any boat used to perform a service. This includes

  • Commercial fishing boats
  • Fishing charters
  • Tour boats
  • Ferries
  • Tug boats
  • Barges
  • Cruise liners
  • Any other vessel that carries paying passengers or commercial freight

Commercial Products We Provide

Since your commercial vessel provides services to others, you as an owner have a great responsibility. Your liability concerns include such things as the safety of your passengers and crew, security of commercial freight, and proper boat maintenance. Your insurance needs will vary depending on a number of factors, including the type of vessel owned and tasks performed. For this reason, we have a variety of insurance packages as well as customizable commercial vessel policies. Available industry-specific coverage includes

  • Hull and machinery insurance
  • Protection and indemnity (P&I) coverage
  • Cargo insurance
  • Breach of warranty coverage

As a small business ourselves, we also look out for the needs of commercial fishing and boating companies on a more general level. Customizable business policies that you may need include

  • General liability insurance to cover basic business operations
  • Liquor liability if you serve alcohol on your watercraft
  • Workers compensation to protect your employees and your company in case of an on-the-job accident
  • Data protection and identity theft coverage

When it comes to protecting your business and your livelihood, you need an insurance agency you can trust. Contact us today to learn how Malone Insurance can help you.

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